Xodus Capital Finance (Tanzania) Ltd is a licensed microfinance institution regulated by the Bank of Tanzania. It is a wholly owned subsidiary of Xodus Technologies, Inc., a Delaware C-Corporation. This structure gives investors the confidence of U.S.-based governance while enabling fully compliant operations in one of Africa’s fastest-growing markets.

We work with mobile network operators to deliver microloans through mobile wallets. Our platform automates every stage of the lending process — from credit scoring and disbursement to repayment and performance tracking — enabling real-time capital deployment at scale.

Our platform leverages an advanced AI infrastructure that analyzes mobile behavior and transaction data to assess creditworthiness in real time. This enables us to lend to individuals with no formal credit history while maintaining strong predictive accuracy and risk-adjusted performance.

To protect investor capital, we offer structured FX risk mitigation options, including forward contracts and currency swaps through established financial partners. These can be embedded into the investment structure based on the investor’s profile and deployment model.

Our borrowers are mobile money users across Tanzania — primarily women, youth, farmers, and informal entrepreneurs — who are excluded from traditional financial systems. These are underserved, high-potential customers who use short-term credit to grow businesses, stabilize income, and build financial resilience.

Yes. We welcome capital partners interested in impact, yield, or both.